Deposit refers the accepting money amount from the individual and institution or savers for the propose to reinvest the collected amount to the borrowers for the fixed interest rate.in Nepal there are different commercial bank collecting the deposit in different terms and condition through the different offers.Being the rural country most of the people live in rural area and the commercial bank can not rich in the rural areas, they are only limited in the city areas from where is not sufficient the money to all the commercial and other financial institution.For it banks must be open the branches in also in the rural areas.
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