Tuesday, November 29, 2011

Himalayan Bank Limited

Himalayan Bank Limited was set up in 1993 in joint collaboration with Habib Bank Limited of Pakistan. Through its customized services and innovative approach it has emerged as one of the premier commercial banks in Kathmandu and Nepal. Kathmandu Himalayan Bank Limited is 'Globus' enabled, which is a single banking software integrating all its branches. Himalayan Bank Limited Kathmandu offers retail, corporate, and international banking facilities for its customers.

Himalayan Bank Limited Services

The services offered by Kathmandu Himalayan Bank cater to both individual and institutional clients. These services are:

  • Deposit Services - The deposit services include savings, current, fixed, premium savings, and call deposit accounts. The current deposit services are offered to corporate customers. The Premium Savings deposit is a unique service wherein the interest is calculated on the daily balance, and banking transactions take place through exclusive counters. Fixed deposit tenures range from 3 months to 12 months or more. Call deposit accounts are interest bearing current accounts that can be maintained for 7 to 90 days.
    Loans - The loan services offered by Himalayan Bank are exhaustive. Consumer loans include, housing loans, purchase loans for vehicles, equipments or appliances, loans against fixed deposits, government bonds, bank bonds, shares, and bank guarantees, and Suvidha Loans for meeting sudden expenses.

    Himalayan Bank Limited extends loans to small business enterprises at easy terms for encouraging budding entrepreneurs. SBE loan is offered for any activity in manufacturing, trading, or services.

    Among Corporate loans, Letters of Credit and Bank Guarantees are the non-funded facilities. The funded corporate loans include, project loans, financing of working capital, non-revolving and revolving cash credit, demand loan, overdraft facility, export and import credit facilities, pledged loans, and bill discounting.

    The other services provided by this premier bank include, Credit and Debit card facilities, Internet banking, and Safe Deposit Lockers.

    Himalayan Bank Limited in Kathmandu has branches in Maharajgunj, New Road, Pulchowk, and Thamel. Their head office is located in Karmachari Sanchaya Kosh Building, Trivedi Marg, Thamel, P.Box 20590, Kathmandu, Nepal.


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